Platform & device connectivity
Supported configurationsConnects compatible ATMs, kiosks and retail devices to Futura OS. Each hardware model is reviewed before deployment.
ATM software
ATM Software for Multi-Service Financial Access
Futura OS is ATM software that connects compatible ATMs with participating financial service providers, so operators can add supported services through integrations instead of new equipment.
Software only: operators own and run their machines, and providers perform regulated services.Compatible machines
ATMsReviewed model by model
Self-service kiosksCompatible hardware
Retail locationsParticipating stores
Futura OS
Device connectivity
Provider integrations
Customer identity verification
Network visibility
Deployment configuration
Third-party providers
Money transfersPAGOTRONIC LLC
Cash-in & walletEssential / Atrium Pay
Gift cardsXOXO PLUM
ATM processingDNS ATM Processing
Diagram for illustration, not a product screenshot. Regulated services are performed by the third-party providers shown. Available services depend on the machine, location and provider agreements.
What it is
ATM software that goes beyond cash withdrawals
Most ATM software is built to dispense cash. Futura OS is a software layer that sits on top of compatible ATMs and self-service kiosks and connects them with financial service providers.
Where the hardware, integrations and provider agreements support it, the same machine can offer more than one service. Each capability is labeled by availability, so operators know what is available today and what depends on integration.
Not sure where to start? See how Futura OS works, what it means for ATM operators, our financial kiosk software, or how an ATM software integration runs.
ATM software vs. ATM management software
- ATM software runs the customer experience and the services a machine can offer.
- ATM management software gives operators network visibility and administration across their machines.
- Futura OS covers both where the integration supports it: service integrations on the machine and network visibility in Futura Dashboard.
Capabilities
What Futura's ATM software does
Each capability is labeled by availability. Not every capability is available on every machine, provider, market or deployment.
AvailableSupported configurationsSubject to integration
Service-provider integrations
Supported configurationsRoutes supported services to participating third-party providers, who perform the regulated financial services.
Network visibility & administration
AvailablePartners sign in to Futura Dashboard to review their network. Features depend on the deployment.
Transaction & operational reporting
Supported configurationsReporting on transactions and machine activity where the integration and provider data support it.
Deployment & configuration
Supported configurationsServices, providers and workflows are configured for each deployment after a technical and operational review.
API connectivity
Supported configurationsAPI access for partner integrations is scoped by agreement and by the services involved.
Deployment
How an ATM software deployment works
- Assess
Review business requirements, hardware, locations and service-provider needs.
- Integrate
Evaluate the software, hardware and provider integrations the deployment requires.
- Pilot
Validate the agreed configuration in a controlled deployment.
- Scale
Expand according to technical readiness, commercial agreements and service availability.
Timelines depend on hardware, integrations, provider approvals and location readiness. Futura does not guarantee a deployment timeframe.
FAQ
ATM software questions
What is ATM software?
ATM software controls what a machine can do for customers and how it connects to the services behind it. Futura OS connects compatible ATMs and self-service kiosks with participating financial service providers.
Do I need to replace my ATMs?
No. Futura is hardware-agnostic by design, but each machine model is reviewed during the technical review before any deployment.
Is Futura a bank or an ATM operator?
No. Futura is a software company. Operators own and run their machines, and regulated financial services are performed by participating providers.
Which services can my ATMs offer?
It depends on the hardware, integrations, provider agreements and location. Each capability on this page shows its availability status.
How do I get started?
Book a demo to review your machines, locations and the services you want to offer. The team will walk you through the technical review and a possible pilot.
Ready to Explore Futura for Your Network?
Discuss your hardware, software licensing, integration requirements and potential deployment with the Futura team.
