For ATM operators

ATM Software Built for Operators and Retail Networks

Futura OS is ATM software that helps operators add supported financial services to compatible machines through integrations, without replacing their hardware. See how our ATM software works.

For independent ATM deployers, network owners and retail financial service operators.

What operators use Futura for

  • Expand service capabilities. Explore supported financial service integrations for compatible machines.
  • Evaluate your existing infrastructure. Discuss hardware compatibility and integration requirements before deployment.
  • Centralize network visibility. Review your network in Futura Dashboard.
  • Scale through software. Licensing for individual machines or larger networks.

Business results depend on location, transaction demand, operating costs, provider agreements and other factors. Futura does not guarantee revenue or profitability.

Futura OS

A centralized software platform for your network

Futura OS provides a centralized software platform for supported device integrations and network operations. It sits between compatible machines and participating providers, so services can be added through integrations instead of new equipment.

Module availability depends on your hardware, integrations and provider agreements. Some capabilities are in development. Ask us which are available for your network today.

Futura platform diagram connecting connectivity, transaction routing, identity, compliance and monitoring
MAINTAIN

Futura OS

A centralized software platform for supported integrations and network operations.

Hardware and integrations

Supported hardware and integration model

Futura is hardware-agnostic by design, but every machine model is reviewed before deployment. Compatibility depends on the hardware, its software environment, connectivity and the services you want to offer.

Genmega, a manufacturer of ATM and kiosk hardware, is one of Futura’s sponsors. See the full ATM software integration process.

ATMs and kiosks

Compatible ATMs and self-service kiosks, confirmed model by model during the technical review.

Retail locations

Machines placed in participating stores, with location requirements reviewed before installation.

Connectivity

A stable internet connection is required for transaction routing, verification and reporting.

Providers

Services run through participating financial service providers and their applicable requirements.

Licensing and implementation

How software licensing works

Licensing is defined case by case, after we understand your network. There is no standard price list published on this website.

1. Discovery call

We learn about your fleet, markets, current providers and the services you want to add.

2. Technical review

We check hardware models, software environment and integration requirements.

3. Written proposal

Licensing scope, implementation work, responsibilities and commercial terms, for one machine or a larger network.

What the operator provides

  • Machine models, quantities and locations.
  • Access for a technical review of the hardware and software environment.
  • Current processing and service provider relationships.
  • Connectivity and on-site support at each location.
  • A contact for operations and one for commercial decisions.
Use cases

Where operators start

Add services to an existing fleet

Evaluate which supported services can run on the compatible machines you already operate.

Equip new retail placements

Plan new locations with the hardware, connectivity and services reviewed before installation.

See a mixed fleet in one place

Review machines from different deployments in Futura Dashboard, as the integration allows.

Pilot a service in one market

Validate a service with a few machines before deciding whether to expand.

Pilot and deployment

How a deployment works

  1. Assess

    Review business requirements, hardware, locations and service-provider needs.

  2. Integrate

    Evaluate the software, hardware and provider integrations the deployment requires.

  3. Pilot

    Validate the agreed configuration in a controlled deployment.

  4. Scale

    Expand according to technical readiness, commercial agreements and service availability.

Timelines depend on hardware, integrations, provider approvals and location readiness. Futura does not guarantee a deployment timeframe.

How a pilot is evaluated

  • A small number of machines at approved locations.
  • Technical validation: transactions, verification, uptime and reporting.
  • Operational validation: cash handling, support and maintenance.
  • Commercial review with real usage data before any expansion.
Service availability

Services you can explore for your fleet

Availability depends on the machine configuration, integration, location and applicable provider requirements.

AvailableSupported configurationsSubject to integration
Supported configurations

ATM services

Supported ATM functionality on compatible hardware, through participating processors.

Supported configurations

Money transfers

Domestic transfers and remittances where available.

Provided by PAGOTRONIC LLC, a licensed money transmitter. Futura acts as its Authorized Agent.
Supported configurations

Cash-in & wallet

Cash deposits and wallet services at participating machines.

Provided by ESSENTIAL FINANCIAL INVESTMENTS CORP. DBA ESSENTIAL MONEY TRANSFERS & ATRIUM PAY.
Supported configurations

Gift cards

Gift card sales through a supported network.

Provided by XOXO PLUM.
Subject to integration

Bill payment

Available only where a provider integration and approval are in place.

Subject to integration

Check cashing

Subject to provider integration and applicable requirements.

Subject to integration

Payment solutions

Card and payment acceptance depend on a payment processor integration.

Subject to integration

Other digital financial services

Additional services as partnerships and approvals permit.

Available

Futura Dashboard

Partners sign in to Futura Dashboard to review their network.

Sign in to Futura Dashboard
FAQ

Questions operators ask

Is Futura a hardware manufacturer or ATM operator?

No. Futura is a software company. Operators own and run their machines; Futura provides the software platform and integrations.

Which machines are compatible?

Futura is hardware-agnostic by design, but each machine model is reviewed during the technical review before any deployment. Share your brands and models in the form below.

Who performs the regulated financial services?

Participating third-party providers. For example, money transfers are provided by PAGOTRONIC LLC, a licensed money transmitter, with Futura as its Authorized Agent. Futura is not a bank or a licensed money transmitter.

How is the software licensed and priced?

Licensing is defined case by case, for one machine or a larger network, after a discovery call and technical review. Terms are set out in a written proposal.

How long does a pilot take?

It depends on hardware, integrations, provider approvals and location readiness. We agree on the pilot scope and success criteria before starting; Futura does not guarantee a timeframe.

Does Futura guarantee additional revenue?

No. Results depend on location, transaction demand, operating costs, provider agreements and other factors.

Next step

Request an operator demo

Tell us about your fleet and markets. Technical details are optional; we can collect them during the call.

Prefer to call? +1 786-742-1227

Operator request

Add technical details (optional)
Services of interest
Thank you. Your request was received. Our team will review your fleet details and contact you.
Request an Operator Demo
REWARD CREDIT

Check your credit

When a machine owes you cents in change, we save them as store credit on your phone number. Use it at any Futura machine.

For your security, your balance is only sent by text to your phone — it’s never shown on this page. To use your credit: at any Futura machine, enter your phone number and choose Store credit.