Financial kiosk software

Financial Kiosk Software for Retail Locations

Futura OS is financial kiosk software that connects compatible self-service kiosks and ATMs in stores with participating financial service providers, so retailers can offer available financial services to their customers.

Software only: partners own and operate the machines, and providers perform regulated services.
How Futura fits — simplified architectureVaries by configuration
Compatible machines
ATMsReviewed model by model
Self-service kiosksCompatible hardware
Retail locationsParticipating stores
Futura OS
Device connectivity
Provider integrations
Customer identity verification
Network visibility
Deployment configuration
Third-party providers
Money transfersPAGOTRONIC LLC
Cash-in & walletEssential / Atrium Pay
Gift cardsXOXO PLUM
ATM processingDNS ATM Processing

Diagram for illustration, not a product screenshot. Regulated services are performed by the third-party providers shown. Available services depend on the machine, location and provider agreements.

What it is

One kiosk, more financial services

A multi-service financial kiosk brings several financial services to one machine. Futura OS provides the software and the integrations; the services each location offers depend on the hardware, provider agreements and configuration.

For retailers, a financial kiosk can bring customers into the store for services they would otherwise look for elsewhere. Business results depend on location, demand and other factors; Futura does not guarantee revenue.

Learn more about hosting a machine in your store, Futura's ATM software, the Futura OS platform and how it works as fintech infrastructure.

Who uses financial kiosk software

  • Retailers and supermarkets that want to offer financial services in-store.
  • ATM and kiosk operators that want more services on compatible machines.
  • Financial service providers looking for retail distribution through participating locations.
Services

Services a financial kiosk can offer

Availability varies by location and configuration. The services each location offers are listed on the map.

AvailableSupported configurationsSubject to integration
Supported configurations

ATM services

Supported ATM functionality on compatible hardware, through participating processors.

Supported configurations

Money transfers

Domestic transfers and remittances where available.

Provided by PAGOTRONIC LLC, a licensed money transmitter. Futura acts as its Authorized Agent.
Supported configurations

Cash-in & wallet

Cash deposits and wallet services at participating machines.

Provided by ESSENTIAL FINANCIAL INVESTMENTS CORP. DBA ESSENTIAL MONEY TRANSFERS & ATRIUM PAY.
Supported configurations

Gift cards

Gift card sales through a supported network.

Provided by XOXO PLUM.
Subject to integration

Bill payment

Available only where a provider integration and approval are in place.

Subject to integration

Check cashing

Subject to provider integration and applicable requirements.

Subject to integration

Payment solutions

Card and payment acceptance depend on a payment processor integration.

Subject to integration

Other digital financial services

Additional services as partnerships and approvals permit.

Deployment

From first call to a live financial kiosk

  1. Assess

    Review business requirements, hardware, locations and service-provider needs.

  2. Integrate

    Evaluate the software, hardware and provider integrations the deployment requires.

  3. Pilot

    Validate the agreed configuration in a controlled deployment.

  4. Scale

    Expand according to technical readiness, commercial agreements and service availability.

Timelines depend on hardware, integrations, provider approvals and location readiness. Futura does not guarantee a deployment timeframe.

FAQ

Financial kiosk questions

What is financial kiosk software?

It is the software that lets a self-service kiosk or ATM offer financial services to customers and connect with the providers that perform them. Futura OS does this for compatible machines.

Does Futura sell or operate the kiosks?

No. Futura is a software company. Partners own and operate the machines, and Futura provides the software platform and integrations.

Which services are available?

Services, fees and availability vary by location and configuration. Customers see the services and fees on screen before they confirm.

Can my store host a Futura machine?

Retailers can apply to become a retail partner. The team reviews the location, space and customer demand before any deployment.

Ready to Explore Futura for Your Network?

Discuss your hardware, software licensing, integration requirements and potential deployment with the Futura team.

Request a Demo
REWARD CREDIT

Check your credit

When a machine owes you cents in change, we save them as store credit on your phone number. Use it at any Futura machine.

For your security, your balance is only sent by text to your phone — it’s never shown on this page. To use your credit: at any Futura machine, enter your phone number and choose Store credit.